The following is an overview for using the Aurora API suite and making endpoint calls. Getting started has the following steps:

• Creating an Aurora Payments Account
• Creating an API Key
• Developing in the Sandbox Environment
• Going Live

Before using the Aurora API suite, you must have an account created for you. If you are new to Aurora or are interested in using the Aurora Payments API suite, contact the appropriate team below:

• ISVs (independent software vendors): isvsales@risewithaurora.com
• Individual Merchant Integrators: insidedevsales@risewithaurora.com

The appropriate sales team will create your user account and help customize access based on your integration requirements. You will be assigned an account name. This will be a registered account on the Aurora Merchant Portal Sandbox. Upon first login, you will create your account password.

If you are already a registered merchant and have technical or operational questions, contact the Aurora Integrations Support Team: isvsupport@risewithaurora.com

After registering an Aurora account, an API key is required.

An API key is a pair of credentials, the client Id and the client secret, that together uniquely identifies and authenticates a specific account. The API key is important in that it is needed to create an API token. An API token is required to use each Aurora API endpoint.

Each merchant account requires at least one active and valid API key.
To create an API key, see Creating an API Key.

API keys may also be explicitly deleted as needed. This deletion may be part of a periodic key rotation, as your security procedures require. We recommended deleting an API key if you suspect that the client secret is compromised. In either case, a new API key can be created.
To delete an API key, see Deleting an API Key.

You will work with your Aurora support team developing workflows and tools. This will be in the sandbox account for development and testing. The sandbox account is a fully isolated account that mirrors production behavior. It does not process real transactions. It is used to validate your integration before going live.

When your product is ready to be deployed live, the Aurora support team will work with you to ensure compliance. This compliance follows the production readiness checklist. It ensures the best and optimal developer, client, and customer experience.

For more information and details about the production readiness checklist, see Production Go-Live Guide.

The following sections are general information required for using the Aurora API suite.

Aurora provides different environments to run endpoints

Sandbox
The sandbox environment is for development and testing. No payments, charges, or invoices will be enforced. It is a fully isolated account that mirrors production behavior.

It is used to validate your integration before going live. You will work with your Aurora support team developing workflows and tools.

baseURL: https://api.uat.arise.risewithaurora.com

Production
Use the production environment for deploying the payment system live to clients. All payments, charges, or invoices will be enforced.

When your product is ready to be deployed live, the Aurora support team will work with you to ensure compliance. This compliance follows the production readiness checklist. It ensures the best and optimal developer, client, and customer experience.

For more information and details about the production readiness checklist, see Production Go-Live Guide.

baseURL: https://api.arise.risewithaurora.com

Using the baseURL
Use the baseURL instead of the placeholder noted in each endpoint. For example, an endpoint may be described as in the endpoint documentation as:
POST {{baseURL}}/pay-api/v1/customers

To make this call in the sandbox environment, use:
POST https://api.uat.arise.risewithaurora.com/pay-api/v1/customers

To make this call in the production environment, use:
POST https://api.arise.risewithaurora.com/pay-api/v1/customers

An API token is required for each endpoint use. An API token can only be created after an account is created, registered, and at least one API key has been created.

The API token is an authorization token needed for each for endpoint. It is an encrypted string that combines the client Id and client secret from an API key (created earlier). It contains authentication and authorization coding. This includes any privileges the user or account affords. Being encrypted means the API token is safe to expose in frontend code. The API token is time-sensitive and expires after an amount of time.

It may be created as needed. We recommend generating a new API token before each endpoint use. This ensures the API token will be valid for each call.

The API token is an OAuth 2.0 Client Credentials authorization flow. The Client Credentials Flow is an OAuth 2.0 authorization Bearer grant. This means a server-side application obtains an access token using its client credentials (client ID and client secret) to protect resources.

Generating the API Token

An API token is created for the environment it will be used in. There are two available Aurora environments.

Production
Use the production environment for deploying the payment system live to clients. All payments, charges, or invoices will be enforced.
Endpoint: POST https://oauth.arise.risewithaurora.com/oauth2/token

Sandbox
Use the sandbox environment for development and testing. No payments, charges, or invoices will be enforced.
Endpoint: POST https://oauth.uat.arise.risewithaurora.com/oauth2/token

The sandbox and production environments API tokens use the same API key and differentiated only by the environment endpoint. The two API tokens types are not interchangeable and cannot be used in an environment different than they were created for.

The API key that was created in the initial account registration is needed to create an API token. The client ID and client secret are used together to create an API token.

In the POST request, include the following as the request body:

Parameter Name	Example	Notes
grant_type	client_credentials	It must be this literal value.
scope	offline_access	It must be this literal value.
client_id	594838709594...38697242c	The client ID from the API key for the account.
client_secret	9eb2c6859daa4...d8ae5da02a9	The client secret from the API key for the account.

The following is an example of the complete request for the sandbox environment:

curl -X POST 'https://oauth.uat.arise.risewithaurora.com/oauth2/token' \
-u '594838709594...38697242c:9eb2c6859daa4...d8ae5da9' \
-H 'Content-Type: application/x-www-form-urlencoded' \
-d 'grant_type=client_credentials&scope=offline_access'

The following example is passed back in the response body:

{
  "access_token": "u7BYwJx26U1lT...TZpKvndLCC4",
  "refresh_token": "def50200newrefresh123456789",
  "token_type": "Bearer",
  "expires_in": 3600
}

The response body:

Field Name	Description
access_token	The JWT (JSON web token) access token to include as the API request Authorization header field of each endpoint.
refresh_token	The JWT (JSON web token) refresh access token.
token_type	Always Bearer.
expires_in	The access_token's lifetime in seconds. For example, 900 (seconds) is 15 minutes.

Using the Access Token

The token endpoint returns both an access_token and a refresh_token. The lifespan of the access_token is indicated by the expires_in value. The lifespan of the refresh_token is set by OAuth standards.

Clients are encouraged to use either token as needed. For example, it may be easier to call for a new access_token before each user-initiated action. The access_token may also be left to expire, and then use refresh_token procedures to continue. Alternatively, mobile phones apps may need to use the refresh_token to avoid consistently signing back in.

In the endpoint header, use the following access_token format:

"Authorization": "Bearer: u7BYwJx26U1lT...TZpKvndLCC4"

The following example creates a new access token:

curl 'https://api.uat.arise.risewithaurora.com/pay-api/v1/transactions' \
-H 'Authorization: Bearer u7BYwJx26U1lT...TZpKvndLCC44' \
-H 'Accept: application/json'

As a reminder, always secure your client ID and especially your client secret. Never expose the client secret in client-side code or public repositories. It should be kept private and secure. If it is suspected that the client secret has been compromised, the owning API key must be deleted. A new API key can then be created

Error Responses

If authentication fails, the token endpoint returns an error. The following are commonly encountered errors.

HTTP Status	Common Cause
400 Bad Request	Missing or invalid grant_type, or malformed request body.
401 Unauthorized	The API token has likely expired. Create a new one and retry the request.

The following is a generalized workflow.

Approving a Purchase Request

1. The customer completes their shopping experience on the merchant's website by selecting the products or services. They navigate to the checkout page on the merchant's website.
2. They enter their personal and payment information. This could include card details, or net banking information.
3. The merchant's website captures these details, formatting the details as needed to conform to Aurora payment gateway requirements.
4. This sensitive data is transmitted by a secure connection (HTTPS) to the Aurora payment gateway. The Aurora payment gateway is a service that makes authorization and sale by cards or ACH (automated clearing house, an electronic network used by financial institutions to process direct deposits).
5. Upon receiving this information, the Aurora payment gateway further routes this payment data to the processing center, such as TSYS.
6. This entity communicates with the customer's bank to get authorization or denial for the payment. The processing center determines if the payment is approved, that is, if there are sufficient funds or credit available in the customer's account.

Acknowledging a Purchase Request

1. After the transaction is processed, the processing center sends back a response to the Aurora payment gateway. This response includes details of the transaction, such as whether it was approved or declined.
2. The Aurora payment gateway relays this information back to the merchant's website.
3. The merchant's website receives this information and displays a message or signal for the customer. Depending on whether the transaction was approved or declined, the appropriate message is displayed to the customer. For instance:
   If transaction was successful, a confirmation message is shown, usually with a transaction ID and other details.
   If it was declined, the customer is informed and typically asked to try another payment method.

The following credit cards and formats are supported.

• Diners Club: Card numbers are typically 14 or 16 digits long.
• Discover: Card numbers are typically 16 digits long.
• JCB: Card numbers are typically 16 digits long.
• MasterCard: Card numbers are typically 16 digits long.
• VISA: Card numbers are typically 13 or 16 digits long.

The following are Aurora-defined enumerations and indices used in endpoint fields.

Account Holder Types

id	name
1	Business
2	Personal

Account Types

id	name
1	Checking
2	Savings

Affiliate Statuses

id	name
1	Active
2	Suspended

Affiliate Business Model Types

id	name
1	SingleAffiliateModel
2	SubAffiliateModel

Business Categories

id	name
1	WebDeveloper
2	IndependentSoftwareVendor
3	IndependentSalesOrganization

Card Types

id	name
1	Visa
2	MasterCard
3	AmericanExpress
4	DinersClub
5	Discover
6	JCB

Countries

id	isoCode	name
1	US	United States
2	CA	Canada
3	PR	Puerto Rico
4	AF	Afghanistan
5	AX	Åland Islands
6	AL	Albania
7	DZ	Algeria
8	AS	American Samoa
9	AD	Andorra
10	AO	Angola
11	AI	Anguilla
12	AQ	Antarctica
13	AG	Antigua and Barbuda
14	AR	Argentina
15	AM	Armenia
16	AW	Aruba
17	AU	Australia
18	AT	Austria
19	AZ	Azerbaijan
20	BS	Bahamas
21	BH	Bahrain
22	BD	Bangladesh
23	BB	Barbados
24	BY	Belarus
25	BE	Belgium
26	BZ	Belize
27	BJ	Benin
28	BM	Bermuda
29	BT	Bhutan
30	BO	Bolivia (Plurinational State of)
31	BQ	Bonaire, Sint Eustatius and Saba
32	BA	Bosnia and Herzegovina
33	BW	Botswana
34	BV	Bouvet Island
35	BR	Brazil
36	IO	British Indian Ocean Territory
37	UM	United States Minor Outlying Islands
38	VG	Virgin Islands (British)
39	VI	Virgin Islands (U.S.)
40	BN	Brunei Darussalam
41	BG	Bulgaria
42	BF	Burkina Faso
43	BI	Burundi
44	KH	Cambodia
45	CM	Cameroon
46	CV	Cabo Verde
47	KY	Cayman Islands
48	CF	Central African Republic
49	TD	Chad
50	CL	Chile
51	CN	China
52	CX	Christmas Island
53	CC	Cocos (Keeling) Islands
54	CO	Colombia
55	KM	Comoros
56	CG	Congo
57	CD	Congo (Democratic Republic of the)
58	CK	Cook Islands
59	CR	Costa Rica
60	HR	Croatia
61	CU	Cuba
62	CW	Curaçao
63	CY	Cyprus
64	CZ	Czech Republic
65	DK	Denmark
66	DJ	Djibouti
67	DM	Dominica
68	DO	Dominican Republic
69	EC	Ecuador
70	EG	Egypt
71	SV	El Salvador
72	GQ	Equatorial Guinea
73	ER	Eritrea
74	EE	Estonia
75	ET	Ethiopia
76	FK	Falkland Islands (Malvinas)
77	FO	Faroe Islands
78	FJ	Fiji
79	FI	Finland
80	FR	France
81	GF	French Guiana
82	PF	French Polynesia
83	TF	French Southern Territories
84	GA	Gabon
85	GM	Gambia
86	GE	Georgia
87	DE	Germany
88	GH	Ghana
89	GI	Gibraltar
90	GR	Greece
91	GL	Greenland
92	GD	Grenada
93	GP	Guadeloupe
94	GU	Guam
95	GT	Guatemala
96	GG	Guernsey
97	GN	Guinea
98	GW	Guinea-Bissau
99	GY	Guyana
100	HT	Haiti
101	HM	Heard Island and McDonald Islands
102	VA	Holy See
103	HN	Honduras
104	HK	Hong Kong
105	HU	Hungary
106	IS	Iceland
107	IN	India
108	ID	Indonesia
109	CI	Côte d'Ivoire
110	IR	Iran (Islamic Republic of)
111	IQ	Iraq
112	IE	Ireland
113	IM	Isle of Man
114	IL	Israel
115	IT	Italy
116	JM	Jamaica
117	JP	Japan
118	JE	Jersey
119	JO	Jordan
120	KZ	Kazakhstan
121	KE	Kenya
122	KI	Kiribati
123	KW	Kuwait
124	KG	Kyrgyzstan
125	LA	Lao People's Democratic Republic
126	LV	Latvia
127	LB	Lebanon
128	LS	Lesotho
129	LR	Liberia
130	LY	Libya
131	LI	Liechtenstein
132	LT	Lithuania
133	LU	Luxembourg
134	MO	Macao
135	MK	Macedonia (the former Yugoslav Republic of)
136	MG	Madagascar
137	MW	Malawi
138	MY	Malaysia
139	MV	Maldives
140	ML	Mali
141	MT	Malta
142	MH	Marshall Islands
143	MQ	Martinique
144	MR	Mauritania
145	MU	Mauritius
146	YT	Mayotte
147	MX	Mexico
148	FM	Micronesia (Federated States of)
149	MD	Moldova (Republic of)
150	MC	Monaco
151	MN	Mongolia
152	ME	Montenegro
153	MS	Montserrat
154	MA	Morocco
155	MZ	Mozambique
156	MM	Myanmar
157	NA	Namibia
158	NR	Nauru
159	NP	Nepal
160	NL	Netherlands
161	NC	New Caledonia
162	NZ	New Zealand
163	NI	Nicaragua
164	NE	Niger
165	NG	Nigeria
166	NU	Niue
167	NF	Norfolk Island
168	KP	Korea (Democratic People's Republic of)
169	MP	Northern Mariana Islands
170	NO	Norway
171	OM	Oman
172	PK	Pakistan
173	PW	Palau
174	PS	Palestine, State of
175	PA	Panama
176	PG	Papua New Guinea
177	PY	Paraguay
178	PE	Peru
179	PH	Philippines
180	PN	Pitcairn
181	PL	Poland
182	PT	Portugal
183	QA	Qatar
184	XK	Republic of Kosovo
185	RE	Réunion
186	RO	Romania
187	RU	Russian Federation
188	RW	Rwanda
189	BL	Saint Barthélemy
190	SH	Saint Helena, Ascension and Tristan da Cunha
191	KN	Saint Kitts and Nevis
192	LC	Saint Lucia
193	MF	Saint Martin (French part)
194	PM	Saint Pierre and Miquelon
195	VC	Saint Vincent and the Grenadines
196	WS	Samoa
197	SM	San Marino
198	ST	Sao Tome and Principe
199	SA	Saudi Arabia
200	SN	Senegal
201	RS	Serbia
202	SC	Seychelles
203	SL	Sierra Leone
204	SG	Singapore
205	SX	Sint Maarten (Dutch part)
206	SK	Slovakia
207	SI	Slovenia
208	SB	Solomon Islands
209	SO	Somalia
210	ZA	South Africa
211	GS	South Georgia and the South Sandwich Islands
212	KR	Korea (Republic of)
213	SS	South Sudan
214	ES	Spain
215	LK	Sri Lanka
216	SD	Sudan
217	SR	Suriname
218	SJ	Svalbard and Jan Mayen
219	SZ	Swaziland
220	SE	Sweden
221	CH	Switzerland
222	SY	Syrian Arab Republic
223	TW	Taiwan
224	TJ	Tajikistan
225	TZ	Tanzania, United Republic of
226	TH	Thailand
227	TL	Timor-Leste
228	TG	Togo
229	TK	Tokelau
230	TO	Tonga
231	TT	Trinidad and Tobago
232	TN	Tunisia
233	TR	Turkey
234	TM	Turkmenistan
235	TC	Turks and Caicos Islands
236	TV	Tuvalu
237	UG	Uganda
238	UA	Ukraine
239	AE	United Arab Emirates
240	GB	United Kingdom of Great Britain and Northern Ireland
241	UY	Uruguay
242	UZ	Uzbekistan
243	VU	Vanuatu
244	VE	Venezuela (Bolivarian Republic of)
245	VN	Viet Nam
246	WF	Wallis and Futuna
247	EH	Western Sahara
248	YE	Yemen
249	ZM	Zambia
250	ZW	Zimbabwe

Transaction Creator Types

id	name
1	Portal
2	ApiToken
3	Terminal
4	Invoice
5	QuickPayment
6	WebComponent
7	Subscription
8	MobileApp
9	TapToPay

MCC Codes

id	code	description
1	5561	Camper, Recreational and Utility Trailer Dealers
2	3658	New Otani Hotels
3	3669	Eldorado Hotel and Casino
4	3663	Hoteles El Presidente
5	3660	Knights Inn
6	3670	Arcade Hotels
7	3667	Luxor Hotel and Casino
8	3655	Scandic Hotels
9	3657	Oberoi Hotels
10	3662	Circus Circus Hotel and Casino
11	3654	Loews Hotels
12	3652	Embassy Hotels
13	3664	Flag Inns
14	3661	Metropole Hotels
15	3651	Imperial London Hotel
16	3653	Penta Hotels
17	3666	Stakis Hotels
18	3668	Maritim Hotels
19	3665	Hampton Inn Hotels
20	3656	Sara Hotels
21	3659	Taj Hotels International
22	8050	Nursing and Personal Care Facilities
23	8031	Osteopathic Physicians
24	8099	Medical Services Health Practitioners - No Elsewhere Classified
25	8220	Colleges, Universities, Professional Schools, and Junior Colleges
26	7999	Recreation Services - Not Elsewhere Classified
27	8211	Elementary and Secondary Schools
28	8062	Hospitals
29	8041	Chiropractors
30	8241	Correspondence Schools
31	8049	Podiatrists and Chiropodists
32	8021	Dentists and Orthodontists
33	8011	Doctors and Physicians - Not Elsewhere Classified
34	8043	Opticians, Optical Goods and Eyeglasses
35	8071	Medical and Dental Laboratories
36	7998	Aquarium, Seaquarium, Dolphinariums
37	7997	Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
38	8042	Optometrists and Ophthalmologists
39	8111	Legal Services and Attorneys
40	3161	All Nippon Airways
41	3164	Norontair
42	3171	Canadian Airlines
43	3172	Nation Air
44	3159	PBA-Provincetwn-Bstn Air
45	3175	Middle East Air
46	3174	JetBlue Airways
47	3167	Aero Continente - AEROCONTINENTE
48	3432	Reserve Rent-a-Car
49	5099	Durable Goods Not Elsewhere Classified (Business to Business MCC)
50	5085	Industrial Supplies Not Elsewhere Classified (Business to Business MCC)
51	5139	Commercial Footwear (Business to Business MCC)
52	5137	Men's, Women's and Children's Uniforms (Business to Business MCC)
53	5193	Florist Suppliers, Nursery Stock & Flowers (Business to Business MCC)
54	5122	Drugs, Drug Proprietary's, and Druggists' Sundries
55	5051	Metal Service Centers and Offices (Business to Business MCC)
56	5211	Lumber & Building Materials Stores
57	5200	Home Supply Warehouse
58	5111	Stationery, Office Supplies, and Printing and Writing Paper
59	5172	Petroleum and Products (Business to Business MCC)
60	5131	Piece Goods, Notions and Other Dry Goods (Business to Business MCC)
61	5192	Books, Periodicals and Newspapers (Business to Business MCC)
62	5271	Mobile Home Dealer
63	5169	Chemicals and Allied Products Not Elsewhere Classified (Business to Business MCC)
64	5065	Electrical Parts and Equipment (Business to Business MCC)
65	5074	Plumbing and Heating Equipment and Supplies (Business to Business MCC)
66	5261	Nurseries and Lawn and Garden Supply Stores
67	5251	Hardware Stores, Equipment Utilities Regulated
68	5094	Precious Stones, Metals, Watches and Jewelry (Business to Business MCC)
69	5072	Hardware, Plumbing, Heat Equipment and Supplies (Business to Business MCC)
70	5198	Paints, Varnishes and Supplies (Business to Business MCC)
71	5199	Non-durable Goods Not Elsewhere Classified (Business to Business MCC)
72	5231	Glass, Paint, and Wallpaper Stores
73	3640	Hyatt Motels
74	3632	The Phoenician
75	3638	Howard Johnson
76	3641	Sofitel Hotels
77	3650	Red Roof Inns
78	3629	Dan Hotels
79	3649	Radisson
80	3645	Queens Moat Houses
81	3639	Mount Charlotte Thistle
82	3634	Swissotel
83	3643	Steigenberger Hotels
84	3644	EconoLodges
85	3636	Sarova Hotels
86	3637	Ramada Inns
87	3630	Extended Stay Deluxe
88	3646	Swallow Hotels
89	3628	Excalibur Hotel and Casino
90	3627	Extended Stay America
91	3635	Reso Hotel
92	3647	Husa Hotels
93	3633	Rank Hotels
94	3648	De Vere Hotels
95	3631	Sleep Inn
96	3642	Novotel
97	3626	Studio Plus
98	7991	Tourist Attractions and Exhibits
99	7933	Bowling Alleys
100	7993	Video Amusement Game Supply
101	7941	Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters
102	7994	Video Game Arcades and Establishments
103	7992	Public Golf Courses
104	7995	Betting, including Lottery Tickets, Casino Gaming Chips, Off- Track Betting, and Wagers at Race Track
105	7996	Amusement Parks, Circuses, Carnivals, and Fortune Tellers
106	3151	Air Laire
107	3130	Sunworld International Airways
108	3148	Air Littoral SA
109	3146	Luxair
110	3112	Windward Island
111	3156	Go Fly
112	3144	Virgin Atlantic
113	3129	Surinam Airways
114	3125	Tan Airlines
115	3132	Frontier Airlines
116	3141	Seair Alaska
117	3106	Braathens S.A.F.E. (Norway)
118	3117	Venezolana Int de Aviacion
119	3135	Sudan Airlines
120	3131	VLM Air
121	3136	Qatar Air
122	3111	British Midland
123	3127	Taca International
124	4723	Package Tour Operators (Germany Only)
125	4815	Monthly Summary Telephone Charges
126	4829	Quasi Cash - Money Transfer
127	4582	Airports, Flying Fields, and Airport Terminals
128	4899	Cable, Satellite, and Other Pay Television and Radio Services
129	4457	Boat Rentals and Leasing
130	4511	Airlines and Air Carriers
131	4761	Telemarketing of Travel Related Services and Vitamins
132	4813	Special Telecom Merchant
133	5044	Photographic, Photocopy, Microfilm Equipment and Supplies (Business to Business MCC)
134	4468	Marinas, Marine Service, and Supplies
135	4789	Transportation Services-not elsewhere classified
136	5013	Motor Vehicle Supplies and New Parts (Business to Business MCC)
137	5047	Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies
138	5046	Commercial Equipment Not Elsewhere Classified (Business to Business MCC)
139	5021	Office Furniture (Business to Business MCC)
140	5039	Construction Materials Not Elsewhere Classified (Business to Business MCC)
141	4812	Telecommunication Equipment and Telephone Sales
142	5045	Computers, Computer Peripheral Equipment, and Software
143	4784	Bridge and Road Fees, Tolls
144	4900	Utilities-Electric, Gas, Water, and Sanitary
145	4722	Travel Agencies
146	4814	Telecommunication Services, Including Local and Long Distance Calls, Credit Card Calls, Call Through Use of Magnetic-Strip-Reading Telephones, and Fax Services
147	4821	Telegraph Services
148	4816	Computer Network/Information Services and other Online Services such as electronic bulletin board, e-mail, web site hosting services, or Internet access
149	3618	Great Wolf
150	3609	Gaylord Palms
151	3612	Movenpick Hotels
152	3611	C MON INN
153	3624	Lady Luck Hotel and Casino
154	3608	Gaylord Opryland
155	3615	Travelodge Motels
156	3623	Dorint Hotels
157	3610	Gaylord Texan
158	3620	Binion's Horseshoe Club
159	3617	America's Best Value Inn
160	3621	Extended Stay
161	3622	Merlin Hotel
162	3625	Hotel Universale
163	3619	Aloft
164	3607	Fountainebleau Resort
165	3613	Microtel Inns & Suites
166	3614	Americinn
167	3087	Metro Airlines
168	3084	Eva Airlines
169	3099	Cathay Pacific
170	3102	Iberia
171	3103	Garuda (Indonesia)
172	3094	Zambia Airways
173	3090	Uni Airways
174	3085	Midwest Express Airlines, Inc
175	3089	Tans Saero
176	3105	Piedmont
177	3098	Asiana Airlines
178	3096	Air Zimbabwe
179	3097	Spanair (abbreviation: SPANAIR)
180	3100	Malaysian Airline Sys
181	7629	Electrical and Small Appliance Repair Shops
182	7692	Welding Services
183	7549	Towing Services
184	7922	Theatrical Producers (except Motion Pictures) and Ticket Agencies
185	7778	Citishare Cash Advance
186	7542	Car Washes
187	7801	Government-Licensed Casinos (Online Gambling)
188	7829	Motion Picture & Video Tape Production and Distribution (Business to Business MCC)
189	7623	Air Conditioning and Refrigeration Repair Shops
190	7800	Government-Owned Lotteries
191	7932	Billiards & Pool Establishments
192	7841	DVD/Video Tape Rental Stores
193	7929	Bands, Orchestras & Misc Entertainment
194	7911	Dance Halls, Studios & Schools
195	7832	Motion Picture Theater
196	7641	Furniture - Reupholster, Repair, and Refinishing
197	7802	Government-Licensed Horse/Dog Racing
198	7622	Electronic Repair Shops
199	7631	Watch, Clock, and Jewelry Repair Shops
200	7699	Miscellaneous Repair Shops and Related Services
201	4215	Courier Services-Air and Ground, and Freight Forwarders
202	3825	Vdara
203	4011	Railroads
204	3829	Country Inn by Carlson
205	3821	Caribe Royale
206	4121	Taxicabs and Limousines
207	3828	Cosmopolitan of Las Vegas
208	4112	Passenger Rail (train)
209	4111	Local and Suburban Commuter Passenger Transportation, including Ferries
210	3820	Jumeirah Essex House
211	4411	Steamship and Cruise Lines
212	4119	Ambulance Services
213	3827	Galt House
214	3822	Crossland
215	3823	Grand Sierra Resort
216	3826	Autograph
217	3824	Aria
218	3830	Park Plaza Hotel
219	4131	Bus Lines, includes Charters/Tour Buses
220	4225	Public Warehousing-Farm products, Refrigerated Goods, Household Goods, and Storage
221	4214	Motor Freight Carriers and Trucking-Local and Long Distance, Moving & Storage Companies, and Local Delivery
222	3819	Oxford Suites
223	3831	Waldorf
224	7230	Salon, Barber, Beauty, and Nail Salon
225	3606	Jefferson Hotel
226	3601	Trade Winds Resorts
227	3595	Hospitality Inns
228	3599	Pannonia Hotels
229	3597	Riverside Resort and Casino
230	3596	Wynn Las Vegas
231	3593	Cunard Hotels
232	3604	Hilton Garden Inn
233	3594	Arizona Biltmore
234	3602	Hudson Hotel
235	3603	Noah's Hotel
236	3600	Saddlebrook Resort - Tampa
237	3598	Regent International Hotels
238	3605	Jurys Doyle Hotel Group
239	3083	Air Afrique
240	3078	China Airlines
241	3077	Thai Airways
242	3073	Air Cal
243	3076	Aeromexico
244	3075	Singapore Airlines
245	3070	Pacific Southwest Airlines (PSA)
246	3069	Sun Country Air
247	3072	CEBU PAC
248	3082	Korean Airlines
249	3071	Air British Columbia
250	3079	Jetstar Airways - Jetstar
251	7375	Information Retrieval Services (Business to Business MCC)
252	7524	Express Payment Service Mechants - Parking Lots and Garages
253	7361	Employment Agencies and Temporary Help Services
254	7531	Automotive Top & Body Shops
255	7392	Management, Consulting, and Public Relations Services
256	7535	Automotive Paint Shops
257	7395	Photofinishing Laboratories and Photo Developing
258	7519	Motor Home and Recreational Vehicle Rentals
259	7339	Stenographic Service
260	7372	Computer Programming, Data Processing, and Integrated Systems Design Services
261	7513	Truck and Utility Trailer Rentals
262	7511	Truck Stops
263	7379	Computer Maintenance, Repair and Services (Business to Business MCC)
264	7534	Tire Retreading & Repair
265	7338	Quick Copy, Reproduction Service
266	7538	Automotive Service Shops (Non-Dealer)
267	7349	Cleaning, Maintenance & Janitorial Services
268	7523	Parking Lots and Garages
269	7399	Business Services
270	7512	Automobile Rental Agency
271	7393	Detective Agencies, Protective Agencies, and Security Services, including Armored Cars and Guard Dogs
272	7342	Exterminating and Disinfecting Services
273	7394	Equipment, Tool, Furniture, and Appliance Rental and Leasing
274	3429	Insurance Rent-a-Car
275	3431	Replacement Rent-a-Car
276	3427	Avon Rent-a-Car
277	3425	Automate Rent-a-Car
278	3430	Major Rent-a-Car
279	3412	A-1 R-A-C
280	3420	ANSA International
281	3409	General Rent-a-Car
282	3421	Allstate Rent-a-Car
283	3423	Avcar Rent-a-Car
284	3428	Carey Rent-a-Car
285	3405	Enterprise R-A-C
286	3797	Atlantic City Hilton
287	3788	Ala Moana Hotel / Ala Moana Hotels
288	3814	The Roosevelt Hotel NY
289	3813	Hotel Indigo
290	3802	The Palace Hotel
291	3818	Mainstay Suites
292	3791	Staybridge Suites
293	3796	Peppermill Hotel Casino
294	3789	Smugglers' Notch Resort
295	3810	La Costa Resort
296	3801	Wilderness Hotel and Golf Resort
297	3793	The Flamingo Hotels
298	3807	Element
299	3799	Hale Koa Hotel
300	3790	Raffles Hotels
301	3812	Hyatt Place
302	3817	Affinia
303	3794	Grand Casino Hotels
304	3795	Paris Las Vegas Hotel
305	3811	Premier Travel Inn
306	3800	Homestead
307	3815	Holiday Inn Nickelodeon
308	3808	LXR
309	3792	Claridge Casino Hotel
310	3798	Embassy Vacation Resort
311	3816	Home2 Suites
312	3588	Helmsley Hotels
313	3584	Princess Hotels International
314	3589	Doral Golf Resort
315	3586	Sokos Hotels
316	3587	Doral Hotels
317	3590	Fairmont Hotel
318	3585	Hungar Hotels
319	3591	Sonesta Hotels
320	3592	Omni Hotels
321	3068	AIR STANA
322	3064	Adria Airways
323	3058	Delta
324	3054	Ladeco (Chile)
325	3055	LAB (Bolivia)
326	3057	Virgin America – VIR AMER
327	3063	US Airways
328	3062	Hapag-Lloyd Express - HLX
329	3060	NWA Air
330	3052	LANAIR
331	3053	AVIACO (Spain)
332	3066	Southwest
333	3056	JetAir
334	3059	DBA Airlines-DBA AIR
335	3065	Airinter (AirInternational)
336	3061	Continental
337	7299	Miscellaneous Personal Services - Not Elsewhere Classified
338	7332	Blueprinting and Photocopying Services
339	7333	Commercial Photography, Art, and Graphics
340	7311	Advertising Services
341	7298	Health and Beauty Spas
342	7276	Tax Preparation Services
343	7297	Massage Parlors
344	7321	Consumer Credit Reporting Agencies
345	7277	Counseling Services - Debt, Marriage, and Personal
346	7296	Clothing Rental - Costumes, Uniforms and Formal Wear
347	7278	Buying and Shopping Services and Clubs
348	3395	Thrify Car Rental
349	3398	Econo Car R-A-C
350	3389	Avis R-A-C
351	3391	Europe by Car
352	3386	Showcase Rental Cars
353	3396	Tilden R-A-C
354	3394	Kemwell Group R-A-C
355	3400	Auto Host Car Rentals
356	3387	Alamo Rent a Car
357	3385	Tropical R-A-C
358	3388	Merchants Rent-A-Car, Inc
359	3381	Europ Car
360	3390	Dollar R-A-C
361	3393	National Car Rental
362	3772	Nemacolin Woodlands
363	3781	Patricia Grand Resort Hotels
364	3786	Ohana Hotel of Hawaii
365	3775	Sands Resort
366	3778	Four Points Hotels
367	3776	Nevele Grande Resort and Country Club
368	3782	Rosen Hotels & Resort
369	3774	New York-New York Hotel and Casino
370	3767	Main Street Hotel and Casino
371	3777	Mandalay Bay Resort
372	3770	SpringHill Suites
373	3783	Town and Country Resort and Convention Center
374	3784	First Hospitality Hotel
375	3773	The Venetian Resort Hotel and Casino
376	3787	Caribe Royale Resort Suites & Villas
377	3785	Outrigger Hotels and Resorts
378	3780	Disney Resorts
379	3779	W Hotels
380	3765	Bellagio
381	3769	Stratosphere Hotel and Casino
382	3766	Fremont Hotel and Casino
383	3768	Silver Star Hotel and Casino
384	3771	Caesar's Resort
385	3583	Radisson BLU
386	3578	Frankenmuth Bavarian
387	3580	Hotel Del Coronado
388	3575	Vagabond Hotels
389	3576	La Quinta Resort
390	3573	Sandman Hotels
391	3582	California Hotel and Casino
392	3574	Venture Inn
393	3577	Mandarin Oriental Hotel
394	3581	Delta Hotels
395	3579	Hotel Mercure
396	3044	Air Lanka
397	3042	FinnAir
398	3049	Tunis Air
399	3046	Cruzeiro do Sul (Bra)
400	3039	Avianca
401	3037	EgyptAir
402	3041	Balkan-Bulgarian
403	3043	Aer Lingus
404	3051	Austrian Airlines
405	3035	TAP (Portugal)
406	3033	Ansett Airlines
407	3045	Nigeria Airways
408	3048	Royal Air Maroc
409	3034	ETIHADAIR
410	3040	GulfAir (Bahrain)
411	3050	Icelandair
412	3038	Kuwait Airways
413	3047	THY (Turkey)
414	3036	VASP (Brazil)
415	7210	Laundry, Cleaning, and Garment Services
416	7261	Funeral Services and Crematories
417	7251	Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops
418	6535	Value Purchase - Member Financial Institution
419	7012	Timeshares
420	6533	Payment Transaction - Merchant
421	6537	MoneySend Intercountry
422	6540	POI Funding Transactions (Excluding MoneySend)
423	7032	Sporting and Recreational Camps
424	7211	Laundry Services - Family and Commercial
425	6534	Money Transfer - Member Financial Institution
426	7273	Dating Services
427	6531	Payment Service Provider
428	7011	Lodging - Hotels, Motels, and Resorts
429	7217	Carpet and Upholstery Cleaning
430	7033	Trailer Parks and Campgrounds
431	7216	Dry Cleaners
432	7221	Photographic Studios
433	6538	MoneySend Funding
434	6536	MoneySend Intracountry
435	6532	Payment Transaction - Member
436	3353	Brooks Rent a Car
437	3368	Holiday R-A-C
438	3380	Triangle Rent a Car
439	3364	Agency Rent a Car
440	3376	Ajax R-A-C
441	3361	Airways Rent a Car
442	3354	Action Auto Rental
443	3352	American International
444	3355	SIXT Car Rental
445	3359	Payless Car Rental
446	3362	Altra Auto Rental
447	3374	Accent Rent-A-Car
448	3370	Rent-a-Wreck
449	3366	Budget Rent a Car
450	3360	Snappy Car Rental
451	3357	Hertz
452	3351	Affiliated Auto Rental
453	3758	Kahala Mandarion Oriental Hotel
454	3751	Homewood Suites
455	3760	Halekulani Hotel/Waikiki Parc
456	3738	Tropicana Resort & Casino
457	3753	Greenbriar Resorts
458	3741	Millennium Hotel
459	3737	Riviera Hotel and Casino
460	3748	Wellesley Inns
461	3740	Towneplace Suites
462	3749	The Beverly Hills Hotel
463	3762	Whisky Pete's Hotel and Casino
464	3746	The Eliot Hotel
465	3761	Primadonna Hotel and Casino
466	3759	The Orchid at Mauna Lani
467	3739	Woodside Hotels & Resorts
468	3750	Crown Plaza Hotels
469	3752	Peabody Hotels
470	3764	Beau Rivage Hotel and Casino
471	3755	The Homestead
472	3747	ClubCorp/ClubResorts
473	3754	Amelia Island Plantation
474	3736	Colorado Belle/Edgewater Resort
475	3763	Chateau Elan Winery and Resort
476	3745	St. Regis Hotel
477	3757	Canyon Ranch
478	3744	Carefree Resorts
479	3560	Aladdin Resort and Casino
480	3568	Ladbroke Hotels
481	3567	Soho Grand Hotel
482	3572	Miyako Hotel
483	3562	Comfort Inns
484	3564	Sam's Town Hotel and Casino
485	3561	Golden Nugget
486	3570	Forum Hotels
487	3566	Garden Place Hotel
488	3571	Grand Wailea Resort
489	3563	Journey's End Motels
490	3565	Relax Inns
491	3569	Tribeca Grand Hotel
492	3031	Olympic Airways
493	3018	Varig (Brazil)
494	3029	SN Brussels Airlines - SN BRUSSELS
495	3025	Air New Zealand Ltd.
496	3015	SWISS
497	3016	SAS
498	3021	Air Algerie
499	3022	PAL AIR
500	3028	Air Malta
501	3024	Pakistan International
502	3032	El Al
503	3026	Emirates Airlines
504	3017	South African Airway
505	3030	Aerolineas Argentinas
506	3027	UTA/InterAir
507	3020	Air India
508	3023	Mexicana
509	6300	Insurance Sales and Underwriting
510	5992	Florists
511	6051	Visa - Non-Financial Institutions - Foreign Currency, Money Orders(not wire Transfer), & Travelers Cheques
512	5993	Cigar Stores & Stands
513	5983	Fuel Dealers--Fuel Oil, Wood, Coal, and Liquefied Petroleum
514	6381	Insurance - Premiums
515	5977	Cosmetic Stores
516	6530	Remote Stored Value Load - Merchant
517	5998	Tent and Awning Stores
518	5999	Miscellaneous & Specialty Retail Stores
519	6529	Remote Stored Value Load - Member Financial Institution
520	6010	Financial Institutions--Manual Cash Disbursements
521	6513	Real Estate Agents and Managers - Rentals; Property Management
522	5978	Typewriter Stores--Sales, Service, and Rentals
523	6211	Securities - Brokers and Dealers
524	6050	Quasi Cash - Member Financial Institution
525	5996	Swimming Pools--Sales, Supplies, and Services
526	6012	Quasi Cash - Financial Institution - Merchandise and Services
527	6011	Financial Institutions--Automated Cash Disbursements
528	5994	News Dealers & Newsstands
529	5995	Pet Shops, Pet Food, and Supplies
530	5997	Electric Razor Stores Sales & Services
531	3277	Air Madagascar
532	3298	Air Mauritius
533	3286	Aero Nicaraguensis
534	3296	Air Berlin-AIRBERLIN
535	3287	Aero Coach Aviation
536	3282	Air Djibouti
537	3279	Air LA
538	3276	Air Midwest
539	3295	Kenya Airways
540	3293	Ecuatoriana
541	3292	Cyprus Airways
542	3285	AeroPeru
543	3275	Air Nevada
544	3294	Ethiopian Airlines
545	3280	Air Jamaica
546	3291	Ariana Afghan
547	3299	Wideroe's Flyveselskap
548	3297	Tarom Romanian Air Transport
549	3729	John Ascuaga's Nugget
550	3734	Harvey/Bristol Hotels
551	3730	MGM Grand Hotel
552	3723	Rica Hotels
553	3728	Bally's Hotel and Casino
554	3725	SeaPines Plantation
555	3735	Master Economy Inns
556	3732	Opryland Hotel
557	3731	Harrah's Hotels and Casinos
558	3721	Hilton Conrad Hotels
559	3722	Wyndham Hotels
560	3726	Rio Suites
561	3724	Inter Nor Hotels
562	3727	Broadmoor Hotel
563	3556	Barton Creek Resort
564	3555	Treasure Island Hotel and Casino
565	3552	Coast Hotel
566	3553	Park Inn by Radisson
567	3546	Hotel Sierra
568	3551	Mirage Hotel and Casino
569	3542	Royal Hotels
570	3545	Shangri-La International
571	3549	Auberge des Governeurs
572	3558	Jolly Hotels
573	3543	Four Seasons
574	3559	Candlewood Suites
575	3544	Cigna Hotels
576	3554	Pinehurst Resort
577	3557	Manhattan East Suite Hotels
578	3548	Hotels Melia
579	3550	Regal 8 Inns
580	3000	United Airlines
581	3012	Qantas
582	3008	Lufthansa
583	3006	Japan Air Lines
584	3007	Air France
585	3002	Pan American
586	3001	American Airlines
587	3009	Air Canada
588	3004	Dragon Airlines
589	3011	AeroFlot
590	3010	KLM
591	3014	Saudi Arabian Airlines
592	2842	Specialty Cleaning, Polishing and Sanitation Preparations (Business to Business MCC)
593	3013	Alitalia
594	3005	British Airways
595	3003	Eurofly Airlines
596	5946	Camera and Photographic Supply Stores
597	5963	Direct Selling Establishments/Door to Door Sales
598	5965	Combined Catalog and Retail Merchant
599	5975	Hearing Aids--Sales, Service, and Supplies
600	5932	Antique Shop
601	5949	Sewing, Needlework, Fabric, and Piece Good Stores
602	5968	Continuity/Subscription Merchants
603	5961	Mail Order
604	5942	Book Stores
605	5967	Direct Marketing -- Inbound Telemarketing Merchants
606	5940	Bicycle Shop-Sales and Services
607	5944	Jewelry, Watch, Clock, and Silverware Stores
608	5973	Religious Goods Stores
609	5976	Orthopedic Goods and Prosthetic Devices
610	5962	Direct Marketing -- Travel Related Arrangement Services
611	5972	Stamp and Coin Stores
612	5941	Sporting Goods Stores
613	5947	Gift, Card, Novelty, and Souvenir Stores
614	5960	Direct Marketing Insurance Services
615	5935	Wrecking and Salvage Yards
616	5937	Antique Reproduction Stores
617	5950	Glassware and Crystal Stores
618	5966	Outbound Telemarketing Merchant
619	5969	Direct Marketing/Direct Marketers--Not Elsewhere Classified
620	5933	Pawn Shop
621	5945	Hobby, Toy and Game Stores
622	5970	Artist Supply and Craft Stores
623	5943	Stationery, Office and School Supply Stores
624	5948	Luggage and Leather Goods Stores
625	5971	Art Dealers and Galleries
626	5964	Catalog Merchant
627	3247	Gol Airlines - GOL
628	3241	Aviateca (Guatemala)
629	3267	Air Panama International
630	3260	Spirit Airlines - SPIRIT
631	3245	Easy Jet - EASYJET
632	3243	Austrian Air Service
633	3246	Ryan Air - RYANAIR
634	3240	Bahamasair
635	3268	Air Pacific
636	3261	Air China
637	3256	Alaska Airlines Inc.
638	3252	ALM-Antilean Airlines
639	3248	Tam Airlines - TAM
640	3263	Aero Servicio Carabobo
641	3266	Air Seychelles
642	3242	Avensa
643	3239	Bar Harbor Airlines
644	3709	Super 8 Motels
645	3707	Shoney's Inn
646	3714	Four Seasons Hotels-Austr
647	3708	Virgin River Hotel and Casino
648	3717	City Lodge Hotels
649	3716	Carlton Hotels
650	3706	Shilo Inn
651	3712	Buffalo Bill's Hotel and Casino
652	3720	Southern Sun Hotels
653	3704	Royce Hotels
654	3713	Quality Pacific Hotel
655	3705	Sandman Inn
656	3711	Flag Inns (Australia)
657	3719	Protea Hotels
658	3710	The Ritz Carlton Hotels
659	3718	Karos Hotels
660	3715	Fairfield Inn
661	3530	Renaissance Hotels
662	3540	Iberotel Hotels
663	3527	Downtowner Passport
664	3534	Southern Pacific
665	3524	WelcomGroup Hotels
666	3537	ANA Hotels
667	3533	Hotel Ibis
668	3531	Kauai Coconut Beach Resort
669	3538	Concorde Hotels
670	3541	Hotel Okura
671	3536	AMFAC Hotels
672	3529	CP (Canadian Pacific)
673	3526	Prince Hotels
674	3532	Royal Kona Resort
675	3535	Hilton International
676	3539	Summerfield Suites Hotel
677	3528	Red Lion Inns
678	3525	Dunfey Hotels
679	0763	Agricultural Cooperatives
680	1740	Masonry, Stonework, Tile Setting, Plastering, Insulation Contractors
681	0780	Landscaping and Horticultural Services
682	1750	Carpentry
683	1711	Heating, Plumbing, Air Conditioning Contractors
684	2791	Typesetting, Plate Making and Related Services (Business to Business MCC)
685	1731	Electrical Contractors
686	1761	Roof, Siding, and Sheet Metal Work Contractors
687	2741	Miscellaneous Publishing and Printing Services
688	1799	Special Trade Contractor - Not Elsewhere Classified
689	1771	Contractors, Concrete
690	0742	Veterinary Services
691	1520	General Contractor/Residential Building
692	5722	Household Appliance Stores
693	5718	Fireplaces, Fireplace Screens and Accessories Stores
694	5719	Miscellaneous Home Furnishing Specialty Stores
695	5921	Package Stores--Beer, Wine, and Liquor
696	5817	Digital Goods – Applications (Excludes Games)
697	5816	Digital Goods – Games
698	5812	Eating Places and Restaurants
699	5912	Drug Stores and Pharmacies
700	5732	Electronics Stores
701	5813	Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques
702	5735	Record Stores
703	5734	Computer Software Stores
704	5713	Floor coverings, Rugs
705	5814	Quick Payment Service-Fast Food Restaurants
706	5733	Music Stores-Musical Instruments, Pianos, and Sheet Music
707	5931	Used Merchandise and Secondhand Stores
708	5811	Caterers - Prepare & Delivery
709	5818	Large Digital Goods Merchant
710	5714	Drapery, Window Covering, and Upholstery Stores
711	5815	Digital Goods – Media, Books, Movies, Music
712	3229	SAETA
713	3217	CSA-Ceskoslovenske Aeroln
714	3231	SAHSA
715	3228	Cayman Airways
716	3226	Skyways_ Air- SKYWAYS
717	3222	Command Airways
718	3220	Compania Faucett
719	3213	Malmo Aviation - MALMO AV
720	3211	Norwegian Air Shuttle - NORWEGIANAIR
721	3219	Copa
722	3212	Dominicana de Aviacion
723	3206	China Eastern Airlines (Abbr: China East Air)
724	3223	Comair
725	3236	Air Arabia Airlines - Air Arab
726	3204	Freedom Airlines
727	3200	Guyana Airways
728	3221	Transportes Aeros Mil
729	3234	CARIBAIR
730	3207	Empresa Ecuatoriana
731	3691	Dillon Inn
732	3700	Motel 6
733	3703	Residence Inn
734	3689	Consort Hotels
735	3694	Economy Inns of America
736	3693	Drury Inn
737	3699	Midway Motor Lodge
738	3698	Harley Hotels
739	3702	The Registry Hotels
740	3697	Fairfield Hotels
741	3701	La Mansion Del Rio
742	3695	Embassy Suites
743	3690	Courtyard Inns
744	3692	Doubletree
745	3696	Excel Inn
746	6399	Insurance - Not Elsewhere Classified
747	9222	Fines
748	9753	Consumer Electronics/Furniture Store
749	9752	U.K. Petrol Stations, Electronic Hot File
750	9311	Tax Payments
751	9399	Government Services - Not Elsewhere Classified
752	9751	U.K. Supermarkets, Electronic Hot File
753	5262	Marketplaces
754	8931	Accounting, Auditing, and Bookkeeping Services
755	8999	Professional Services - Not Elsewhere Classified
756	2047	Dog and Cat Food Mfg
757	9754	Quasi Cash - Gambling-Horse Racing, Dog Racing, State Lotteries
758	9701	Visa Credential Server
759	9401	i-Purchasing
760	9950	Intra-Company Purchases
761	9700	Automated Referral Service
762	9223	Bail & Bond Payments
763	9211	Court Costs, including Alimony and Child Support
764	9702	GCAS Emergency Services
765	9402	Postal Services
766	9405	U.S. Fed Government Agencies
767	3516	LaQuinta Motor Inns
768	3511	Arabella Hotels
769	3519	Pullman International Hotels
770	3518	Sol Hotels
771	3510	Days Inn Colonial Resort
772	3522	Tokyo Group
773	3508	Quality Inns
774	3509	Marriott
775	3520	Meridien Hotels
776	3523	Peninsula Hotels
777	3512	Intercontinental Hotels
778	3521	Royal Lahaina Resort
779	3506	Golden Tulip Hotels
780	3517	Americana Hotels
781	3514	Amerisuites
782	3513	Westin
783	3515	Rodeway Inn
784	3507	Friendship Inns
785	5592	Motor Home Dealers
786	5681	Furriers & Fur Shops
787	5598	Snowmobile Dealers
788	5611	Men's & Boys' Clothing and Accessory Stores
789	5651	Family Clothing Stores
790	5699	Miscellaneous Apparel and Accessory Stores
791	5697	Tailors, Seamstresses, Mending, Alterations
792	5599	Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers --Not Elsewhere Classified
793	5712	Furniture, Home Furnishings, and Equipment Stores, except Appliances
794	5641	Children's and Infants' Wear Stores
795	5655	Sports and Riding Apparel Stores
796	5631	Women's Accessory and Specialty Stores
797	5698	Wig & Toupee Shops
798	5661	Shoe Stores
799	5621	Women's Ready-to-Wear Stores
800	5691	Men's and Women's Clothing Stores
801	3198	Harbor Airlines
802	3180	Westjet Airlines-WESTJET
803	3178	Mesa Air
804	3196	Hawaiian Air
805	3185	LAV (Venezuela)
806	3177	AirTran Airways
807	3190	Jugoslav Air
808	3181	Malev Hungarian Airlines
809	3183	Oman Aviation - OMAN AIR
810	3186	LAP (Paraguay)
811	3187	LACSA (Costa Rica)
812	3191	Island Airlines
813	3193	Indian Airlines
814	3188	Virgin Express - VIR EXP
815	3199	Servicios Aereos Militares
816	3195	Holiday Airlines
817	3182	LOT (Poland)
818	3184	LIAT
819	3197	Havasu Airlines
820	3685	Budgetel Hotels
821	3682	Sahara Hotel and Casino
822	3671	Arctia Hotels
823	3676	Monte Carlo Hotel and Casino
824	3675	Interhotel CEDOK
825	3678	Cumulus Hotels
826	3673	IBUSZ Hotels
827	3680	Hoteis Othan
828	3688	Compri Hotels
829	3681	Adams Mark Hotels
830	3674	Rantasipi Hotels
831	3684	Budget Hosts Inns
832	3679	Silver Legacy Hotel and Casino
833	3683	Bradbury Suites
834	3686	Suisse Chalet
835	3677	Climat de France Hotels
836	3672	Campanile Hotels
837	3687	Clarion Hotels
838	8299	Schools and Educational Services - Not Elsewhere Classified
839	8641	Civic, Social, and Fraternal Associations
840	8398	Charitable and Social Service Organizations
841	8699	Membership Organizations - Not Elsewhere Classified
842	8675	Automobile Associations
843	8651	Political Organizations
844	8734	Testing Laboratories (Not Medical) - (Business to Business MCC)
845	8661	Religious Organizations
846	8249	Trade and Vocational Schools
847	8244	Business and Secretarial Schools
848	8351	Child Care Services
849	8911	Architectural, Engineering, and Surveying Services
850	3439	Millville Rent-a-Car
851	3441	Advantage Rent A Car
852	3505	Forte Hotels
853	3433	Ugly Duckling R-A-C
854	3435	Value Rent-a-Car
855	3504	Hilton
856	3502	Best Western Hotels
857	3501	Holiday Inns
858	3503	Sheraton
859	3438	Interenet Rent-a-Car
860	3434	USA Rent-a-Car
861	3436	Autohansa Rent-a-Car
862	5310	Discount Store
863	5551	Boat Dealers
864	5531	Auto and Home Supply Stores
865	5541	Service Stations (with or without Ancillary Services)
866	5311	Department Stores
867	5331	Variety Stores
868	5533	Automotive Parts and Accessories Stores
869	5411	Grocery Stores and Supermarkets
870	5571	Motorcycle Dealers
871	5441	Candy, Nut, and Confectionary Stores
872	5462	Bakeries
873	5309	Duty Free Stores
874	5511	Car and Truck Dealers (New and Used)- Sales, Service, Repairs, Parts, and Leasing
875	5300	Wholesale Club with or without membership fee
876	5521	Car and Truck Dealers (Used)- Sales, Service, Repairs, Parts, and Leasing
877	5399	Miscellaneous General Merchandise
878	5422	Freezer & Locker Meat Provisions
879	5532	Automotive Tire Stores
880	5542	Automated Fuel Dispensers
881	5451	Dairy Product Stores
882	5499	Miscellaneous Food Stores-Convenience Stores and Specialty Markets
883	7322	Collection Agency

Payment Method Types

id	name
1	Card
2	ElectronicCheck

Payment Processor Statuses

id	name
1	Active
2	Inactive

Payment Processor Types

id	name
1	TSYS
2	EFT

States

id	countryId	code	name
1	1	AL	Alabama
2	1	AK	Alaska
3	1	AR	Arkansas
4	1	AZ	Arizona
5	1	CA	California
6	1	CO	Colorado
7	1	CT	Connecticut
8	1	DC	D.C.
9	1	DE	Delaware
10	1	FL	Florida
11	1	GA	Georgia
12	1	HI	Hawaii
13	1	IA	Iowa
14	1	ID	Idaho
15	1	IL	Illinois
16	1	IN	Indiana
17	1	KS	Kansas
18	1	KY	Kentucky
19	1	LA	Louisiana
20	1	MA	Massachusetts
21	1	MD	Maryland
22	1	ME	Maine
23	1	MI	Michigan
24	1	MN	Minnesota
25	1	MO	Missouri
26	1	MS	Mississippi
27	1	MT	Montana
28	1	NC	North Carolina
29	1	ND	North Dakota
30	1	NE	Nebraska
31	1	NH	New Hampshire
32	1	NJ	New Jersey
33	1	NM	New Mexico
34	1	NV	Nevada
35	1	NY	New York
36	1	OK	Oklahoma
37	1	OH	Ohio
38	1	OR	Oregon
39	1	PA	Pennsylvania
40	1	RI	Rhode Island
41	1	SC	South Carolina
42	1	SD	South Dakota
43	1	TN	Tennessee
44	1	TX	Texas
45	1	UT	Utah
46	1	VA	Virginia
47	1	VT	Vermont
48	1	WA	Washington
49	1	WI	Wisconsin
50	1	WV	West Virginia
51	1	WY	Wyoming

Payment Session Statuses

id	name
1	Created
2	Cancelled
3	Completed
4	Failed

Transaction Statuses

Status Code	Status	Description	Available actions
1	Authorized	Transaction status after an approved pre-authorization request	Capture, Void
2	Captured	Transaction status after aproved sale or capture request	Void
3	Voided	Transaction status after merchant voids an authorized request or refunds a captured (not settled) request	N/A
4	Refunded	Transaction status after merchant refunds a settled request	N/A
5	Verified	NA	N/A
6	Settled	Transaction status after successful settlement request. All captured transactions should have status changed to settled	Refund
7	Partially Authorized	Transaction status after an approved pre-authorization request with the approved amount less than initially requested. Indicates that the issuer bank has approved only a portion of the requested payment amount. The exact authorized amount should be checked in the corresponding field.	Capture, Void
8	Informational	NA	N/A
21	Scheduled	NA	N/A
24	Pending	Transaction status while changing status. This is a temporary status	N/A
91	Declined	Transaction status after a denied pre-authorization, sale or capture request	N/A
92	Failed	Transaction status after a failure at any type of request	N/A
92	Expired	Transaction status after 7 days in authorized status (merchant has not captured within this time)	N/A

Transaction Types

id	name
1	Authorization
2	Sale
3	Capture
4	Void
5	Refund
6	CardAuthentication
7	RefundWORef
8	TipAdjustment
11	AchDebit
12	AchRefund
13	AchHold
14	AchUnHold
15	AchCancel
16	AchCredit

The ACH (automated clearing house) transactions endpoints allow creating and managing ACH payments.

These operations support initiating ACH debit and credit transactions, retrieving transaction details, and monitoring transaction status throughout processing. They also provide controls for managing transactions before settlement, such as placing transactions on hold, releasing holds, voiding pending transactions, or issuing refunds as needed.

The following is a typical Aurora ACH workflow.

Authorizing the Payment
The customer authorizes the ACH payment. This includes obtaining obtain NACHA-compliant authorization. NACHA (National Automated Clearing House Association) is the organization that governs the ACH payment network in the United States. It sets the rules and standards for ACH payments.

The customer provides the SEC (standard entry class) code for the payment method. This establishes the form of payment. It can be one of the following:

• Online form (SEC code WEB)
• Signed authorization (SEC code PPD)
• Phone authorization (SEC code TEL)
• Business payment (SEC code CCD)

And their personal information:

• Name
• Their bank's routing number
• Their bank's account number and account type
• Authorization confirmation

Creating the Payment
The method can include either a credit or debit transaction:
POST /pay-api/v1/transactions/ach/payment/credit
POST /pay-api/v1/transactions/ach/payment

Submitting the Payment
Creating the ACH (automated clearing house) transaction also submits the request for processing.

Aurora aggregates transactions and sends them to the ODFI (originating bank) in an ACH (automated clearing house) transaction batch. ACH (automated clearing house) transactions are typically not processed individually but rather in as a batch of transactions. That processing is done by the ACH network and batches may take up to two days to clear. Therefore, there may be a delay in processing ACH (automated clearing house) transaction requests. An individual ACH (automated clearing house) transaction may be requested for same day processing. Settlement in those cases may occur within hours. Check with the originating bank for specific policies and fees.

Statusing the Payment
Individual requests will always have an available status that can be checked. These will be noted with the Aurora transaction creator type identifier.

A status check may be submitted at any time. Check the response field status or statusId.
POST {{baseURL}}/pay-api/v1/transactions/{{transactionId}}

A webhook can also be used. A webhook allows one system to automatically send real-time data to another system when a specific event happens. This is an alternative to manually polling the request. Instead, the webhook can be set to check the status of an ACH (automated clearing house) transaction. When the status changes, or reaches a specified status, such as settled, a notification can be sent to the customer.

Holding or Cancelling the Payment
After the ACH (automated clearing house) transaction request has been successfully submitted, the transaction by the put on hold or cancelled. A transaction on hold means the request will not be processed. That transaction must either be released to continue processing or cancelled.
POST {{baseURL}}/pay-api/v1/transactions/ach/{{transactionId}}/hold
POST {{baseURL}}/pay-api/v1/transactions/ach/{{transactionId}}/unhold

A transaction that is cancelled will be withdrawn from further processing. An ACH (automated clearing house) transaction request cannot be cancelled after it has been submitted to the ACH network. This is indicated by it's pending status.
POST {{baseURL}}/pay-api/v1/transactions/ach/{{transactionId}}/void

Settling the Payment
If the ACH (automated clearing house) transaction request is successful, it returns with a status of settled. The merchant receives funds in their settlement account. The ACH (automated clearing house) transaction is completed.

Unsuccessfully Completing the Payment
Banks can reject the payment with ACH return codes. Check the ACH return code for the specific reason.

Refunding the Payment
Refunds may be issued. The ACH (automated clearing house) transaction request must have successfully been resolved and settled.
POST {{baseURL}}/pay-api/v1/transactions/ach/{{transactionId}}/refund